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Ideal4Finance

Spread the cost with flexible finance

At North East Carpets, we understand that many customers may prefer the option of paying with finance, that’s why we’re proud to be partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost of your purchase with manageable monthly payments.
The following finance options are available, always subject to the lender’s assessment:

– 0% APR over 3, 12 or 24 months

– Fixed finance at 12.9% APR over 36, 48, 60 or 120 months

A deposit may be required, and we will agree the deposit amount with you before you begin the application process.

Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.

You can apply online or by telephone and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

Here is a representative example of £4,000 purchase, with a 20% deposit, paid over three years (36 months) at 12.9% APR.

Purchase amount £4,000; deposit amount £800; total credit £3,200; interest rate 12.9% (fixed); loan duration 36 months; monthly repayment £107.67; total repayable £3,876.00; total cost £4,676.00.

* Please note the representative example provides an indication only and the exact details will be provided at the application stage.

There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.

If you’re ready to apply, click here to begin the application process. If you need support with your application, please call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm).

Apply Now

NE Carpets Limited T/A North East Carpets is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.

Finance Calculator

You can use our handy finance calculator here to find out more about the loan repayments. Please note that this provides a guide only and the exact details will be confirmed during the application process.

Finance Calculator

If you’re looking for a large purchase or have an unexpected expense why not take advantage of 0% finance? Our team are on hand to help you through the process, from advising you on the best carpet or flooring for your home, explaining the fitting process carried out by our independent fitting team and finally explaining the different payment options available to you. Our aim is to make the process of buying your dream floor as easy for you as possible and to make the process as seamless as possible. Take the hassle out of buying your new flooring and Contact us today for in no obligation quote. We can bring the samples direct to your door and you can see them in your own rooms so you can be sure you’re making the right choice.

0% Finance Option

Minimum 18 years old £200 weekly income

Resident in UK

Active current account that can accept Direct Debits

Valid Debit or Credit Card

Want to apply for 0% Finance?

You can pay monthly with up to 12 months 0% finance options available on brands like Karndean, Isense, Cormar, Rhino floor & Hugh Mackay. Please contact us for more details.

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